Common Auto Terms and What They Mean
BODILY INJURY LIABILITY: If your car should cause injury to another person, and you're at fault; this coverage pays for the damages.
PROPERTY DAMAGE LIABILITY: If your car should cause damage to another person's car, home, or property and you're at fault this coverage pays for the damages.
UNINSURED MOTORIST COVERAGE: If you, a household member, or an occupant of your car should be injured by a hit & run, an uninsured or underinsured driver, this coverage will pay certain injury related losses.
PERSONAL INJURY PROTECTION: If you, a household member, or an occupant of your car (not covered under his or her own auto policy) is injured by an automobile, this pays for part of your lost wages and eligible medical and funeral expenses.
MEDICAL PAYMENTS: If anyone in your car is hurt, regardless of fault, this coverage pays for certain medical, surgical, dental, hospital and funeral expenses in conjunction with Personal Injury Protection.
COMPREHENSIVE COVERAGE: If your car is accidentally damaged by something other than collision (fire, theft, etc.) this will pay for repairs up to your car's market value, less policy deductibles.
COLLISION COVERAGE: If you car is damaged in a collision, this coverage will pay for repairs up to your car's market value, less policy deductible.
ADDITIONAL COVERAGE'S: Towing, Rental Reimbursement, Add-on Equipment Coverage, Loan-Lease Payoff. This is an outline of coverage only. Actual and complete coverage, exclusions and limitations are stated in your policy.